AIZ·04621X108·US·equity·Financial Services - Insurance - Property & Casualty-13D/G
AIZ (Assurant, Inc.) is held by 241 institutional investors as of Q4 2025. Largest holders: VANGUARD GROUP INC ($1.6B), Bank of New York Mellon Corp ($1.2B), BlackRock, Inc. ($957.5M). Net institutional sentiment: Mixed.
See how AIZ's score breaks down across 4 SEC sources
Fund | Action | Shares | Value | Weight | Est. P&L | Conviction |
|---|---|---|---|---|---|---|
Increased | 6.6M(+0.1%) | $1.6B | 0.0% | +18.66% | 32 | |
Increased | 5M(+0.6%) | $1.2B | 0.2% | +33.34% | 38 | |
Increased | 4M(+0.3%) | $957.5M | 0.0% | +11.35% | 32 | |
Decreased | 2.6M(-4.2%) | $619.3M | 0.0% | +34.79% | 0 | |
Increased | 1.4M(+0.2%) | $330.1M | 0.0% | +121.71% | 31 | |
Increased | 1.3M(+31.8%) | $318.6M | 0.0% | +7.35% | 39 | |
Decreased | 1.1M(-4.6%) | $257.1M | 0.0% | +44.77% | 0 | |
Decreased | 955,577(-5.0%) | $230.2M | 0.1% | +112.16% | 0 | |
Increased | 919,639(+6.6%) | $221.5M | 0.0% | +62.53% | 33 | |
Increased | 697,555(+7.7%) | $168M | 0.6% | +9.73% | 46 | |
Increased | 640,431(+5.2%) | $154.2M | 0.0% | +35.70% | 32 | |
Decreased | 624,076(-5.7%) | $150.3M | 0.0% | +71.66% | 0 | |
Decreased | 585,106(-12.1%) | $141.5M | 0.1% | +34.12% | 0 | |
Decreased | 579,426(-5.5%) | $139.6M | 0.1% | +31.87% | 0 | |
Increased | 567,979(+25.6%) | $136.5M | 0.1% | +10.26% | 44 | |
Increased | 499,546(+0.0%) | $120.3M | 0.1% | +15.00% | 30 | |
Decreased | 453,209(-0.3%) | $109.2M | 0.0% | +149.29% | 0 | |
Increased | 443,875(+3.5%) | $106.9M | 0.1% | +65.41% | 31 | |
Increased | 418,146(+5.5%) | $100.7M | 0.0% | +76.46% | 32 | |
Increased | 414,642(+3.5%) | $99.9M | 0.3% | +51.63% | 37 | |
Decreased | 409,690(-9.9%) | $98.7M | 0.1% | +19.22% | 0 | |
Increased | 391,953(+8.5%) | $94.4M | 0.0% | +40.52% | 32 | |
Increased | 356,750(+3.3%) | $85.9M | 0.0% | +11.71% | 31 | |
Increased | 349,361(+1.6%) | $84.1M | 0.7% | +18.39% | 43 | |
New | 348,944 | $84M | 0.1% | -3.82% | 49 | |
New | 348,607 | $84M | 0.4% | -3.82% | 49 | |
Increased | 322,235(+122.9%) | $77.6M | 0.0% | +4.21% | 48 | |
Decreased | 315,187(-9.0%) | $75.9M | 0.1% | +68.55% | 0 | |
Increased | 312,674(+0.6%) | $75.3M | 0.5% | +31.01% | 36 | |
Increased | 240,240(+676.5%) | $57.9M | 0.1% | -1.45% | 47 | |
Increased | 213,534(+9.5%) | $51.4M | 0.0% | +10.49% | 32 | |
Increased | 185,949(+16.8%) | $44.8M | 0.1% | +23.82% | 34 | |
Increased | 175,325(+369.2%) | $42.2M | 0.1% | +4.29% | 47 | |
Decreased | 166,146(-1.8%) | $40M | 0.0% | +71.81% | 0 | |
Increased | 161,768(+24.0%) | $39M | 0.0% | +13.78% | 35 | |
Decreased | 152,267(-18.4%) | $36.7M | 0.0% | +31.02% | 0 | |
New | 149,485 | $36.2M | 0.1% | -3.82% | 48 | |
Decreased | 142,400(-15.1%) | $34.3M | 0.0% | +178.21% | 0 | |
Decreased | 138,901(-2.7%) | $33.5M | 0.0% | +25.09% | 0 | |
Decreased | 125,243(-2.4%) | $30.2M | 0.0% | +14.19% | 0 | |
Increased | 119,319(+1.3%) | $28.7M | 0.0% | +26.28% | 29 | |
Increased | 117,873(+104.5%) | $28.4M | 0.0% | +9.43% | 46 | |
Decreased | 116,270(-28.5%) | $28M | 0.0% | +28.96% | 0 | |
Decreased | 115,370(-55.3%) | $27.8M | 0.0% | +57.29% | 0 | |
Decreased | 114,296(-16.9%) | $27.5M | 0.0% | +13.59% | 0 | |
Decreased | 105,812(-2.5%) | $25.5M | 0.1% | +102.32% | 0 | |
Decreased | 104,914(-3.6%) | $25.3M | 0.0% | +118.58% | 0 | |
Decreased | 104,842(-16.1%) | $25.3M | 0.0% | +11.51% | 0 | |
Decreased | 103,046(-10.1%) | $24.8M | 0.0% | +37.62% | 0 | |
Increased | 101,660(+481x) | $24.5M | 0.0% | -3.79% | 46 | |
Decreased | 100,674(-12.8%) | $24.2M | 0.1% | +19.22% | 0 | |
Increased | 99,500(+1.2%) | $24M | 0.0% | +140.09% | 29 | |
Increased | 95,068(+18.1%) | $22.9M | 0.0% | +14.20% | 33 | |
Decreased | 92,383(-26.8%) | $22.3M | 0.0% | +10.60% | 0 | |
New | 91,405 | $22M | 0.2% | -3.82% | 47 | |
Decreased | 88,109(-9.9%) | $21.2M | 0.0% | +92.77% | 0 | |
Increased | 79,491(+13.5%) | $19.2M | 0.0% | +47.73% | 32 | |
Increased | 79,600(+9.1%) | $19.2M | 0.1% | +32.80% | 31 | |
Decreased | 77,050(-24.3%) | $18.6M | 0.0% | +28.93% | 0 | |
Increased | 77,049(+1.2%) | $18.6M | 0.0% | +11.13% | 29 | |
Increased | 71,562(+3.7%) | $17.2M | 0.1% | +17.61% | 29 | |
Increased | 70,641(+6.1%) | $17M | 0.0% | +89.04% | 30 | |
Increased | 69,822(+1.6%) | $16.8M | 0.1% | +33.80% | 34 | |
Increased | 68,709(+11.1%) | $16.5M | 0.0% | +35.02% | 31 | |
Decreased | 68,025(-4.3%) | $16.4M | 0.0% | +13.24% | 0 | |
Increased | 61,808(+22.6%) | $14.9M | 0.0% | +23.20% | 34 | |
Decreased | 69,896(-17.0%) | $14.8M | 0.1% | +9.02% | 0 | |
Decreased | 56,565(-6.1%) | $13.6M | 0.0% | +71.61% | 0 | |
Increased | 56,517(+0.0%) | $13.4M | 0.0% | +44.98% | 28 | |
Decreased | 53,741(-5.0%) | $12.9M | 0.0% | +9.02% | 0 | |
Increased | 52,927(+8.1%) | $12.7M | 0.0% | +48.89% | 30 | |
Increased | 52,903(+14.6%) | $12.7M | 0.0% | +33.65% | 32 | |
Decreased | 52,097(-1.6%) | $12.5M | 0.0% | +43.09% | 0 | |
Increased | 49,707(+21.2%) | $12M | 0.0% | +8.53% | 33 | |
Decreased | 47,798(-0.1%) | $11.5M | 0.0% | +181.04% | 0 | |
Increased | 47,189(+11.9%) | $11.4M | 0.0% | +9.26% | 31 | |
Decreased | 45,527(-10.9%) | $11M | 0.0% | +72.53% | 0 | |
Decreased | 44,731(-1.4%) | $10.6M | 0.0% | +10.25% | 0 | |
Increased | 42,356(+17.1%) | $10.2M | 0.0% | +12.93% | 32 | |
Increased | 40,723(+30.0%) | $9.8M | 0.0% | +12.48% | 35 | |
Decreased | 40,145(-26.1%) | $9.7M | 0.1% | +109.92% | 0 | |
Increased | 39,767(+5.9%) | $9.6M | 0.0% | +11.41% | 29 | |
Unchanged | 37,148 | $8.9M | 0.0% | +67.79% | 0 | |
Unchanged | 37,128 | $8.9M | 0.0% | +168.31% | 0 | |
Decreased | 36,478(-1.2%) | $8.8M | 0.0% | +137.52% | 0 | |
Decreased | 35,864(-2.6%) | $8.6M | 0.0% | +21.06% | 0 | |
Increased | 33,945(+66.7%) | $8.2M | 0.0% | +8.07% | 40 | |
Decreased | 32,824(-47.1%) | $7.9M | 0.0% | +15.97% | 0 | |
New | 32,614 | $7.9M | 0.0% | -3.82% | 38 | |
Decreased | 32,283(-5.0%) | $7.8M | 0.0% | +57.33% | 0 | |
Decreased | 30,709(-77.8%) | $7.4M | 0.0% | +14.95% | 0 | |
Decreased | 29,198(-2.7%) | $7M | 0.0% | +52.46% | 0 | |
Increased | 28,979(+1350.4%) | $7M | 0.0% | -1.61% | 44 | |
Increased | 28,228(+0.1%) | $6.8M | 0.0% | +112.50% | 27 | |
Decreased | 27,287(-11.5%) | $6.6M | 0.0% | +25.11% | 0 | |
Decreased | 25,700(-34.6%) | $6.2M | 0.0% | +11.05% | 0 | |
Decreased | 25,391(-1.4%) | $6.1M | 0.0% | +189.11% | 0 | |
Increased | 49,571(+84.5%) | $5.7M | 0.0% | +31.26% | 42 | |
Decreased | 23,257(-78.4%) | $5.6M | 0.0% | +92.14% | 0 | |
Decreased | 22,473(-6.7%) | $5.4M | 0.0% | +27.22% | 0 | |
Decreased | 22,451(-1.0%) | $5.4M | 0.0% | +34.00% | 0 | |
Decreased | 22,325(-24.5%) | $5.4M | 0.0% | +12.83% | 0 | |
Increased | 21,799(+4.2%) | $5.3M | 0.0% | +24.58% | 28 | |
Decreased | 21,693(-6.2%) | $5.2M | 0.0% | +11.25% | 0 | |
Decreased | 20,482(-72.4%) | $4.9M | 0.0% | +19.45% | 0 | |
Decreased | 18,994(-27.0%) | $4.6M | 0.0% | +71.81% | 0 | |
Increased | 18,844(+2.3%) | $4.5M | 0.0% | +23.87% | 27 | |
Increased | 18,924(+69.8%) | $4.5M | 0.0% | +12.87% | 40 | |
Increased | 17,064(+0.3%) | $4.1M | 0.0% | +120.61% | 27 | |
Increased | 16,606(+19.7%) | $4M | 0.0% | +29.31% | 32 | |
Decreased | 16,423(-3.4%) | $4M | 0.0% | +124.15% | 0 | |
Decreased | 16,297(-0.6%) | $3.9M | 0.0% | +90.02% | 0 | |
Decreased | 15,280(-9.0%) | $3.7M | 0.0% | +90.77% | 0 | |
Increased | 15,244(+0.4%) | $3.7M | 0.0% | +28.41% | 27 | |
Increased | 15,225(+22.7%) | $3.7M | 0.0% | +31.82% | 32 | |
Increased | 14,969(+16.5%) | $3.6M | 0.0% | +29.57% | 31 | |
Increased | 14,762(+137.2%) | $3.6M | 0.0% | +10.13% | 43 | |
Decreased | 14,078(-6.2%) | $3.4M | 0.0% | +127.59% | 0 | |
Increased | 13,918(+11.0%) | $3.4M | 0.0% | +20.17% | 29 | |
Increased | 13,206(+3.0%) | $3.2M | 0.0% | +47.90% | 27 | |
Decreased | 13,067(-4.4%) | $3.1M | 0.0% | +160.92% | 0 | |
Increased | 12,994(+972.1%) | $3.1M | 0.0% | -2.29% | 43 | |
Increased | 12,790(+17.5%) | $3.1M | 0.0% | +43.97% | 31 | |
Increased | 12,134(+34.6%) | $2.9M | 0.0% | +12.53% | 34 | |
Decreased | 12,015(-4.0%) | $2.9M | 0.0% | +109.24% | 0 | |
Increased | 11,997(+198.9%) | $2.9M | 0.0% | +14.87% | 42 | |
Increased | 11,789(+44.1%) | $2.8M | 0.0% | +9.01% | 36 | |
Increased | 11,732(+79.9%) | $2.8M | 0.0% | +37.38% | 40 | |
Decreased | 11,649(-3.9%) | $2.8M | 0.0% | +81.02% | 0 | |
Decreased | 11,507(-46.7%) | $2.8M | 0.0% | +17.84% | 0 | |
Decreased | 11,342(-4.7%) | $2.7M | 0.0% | +57.31% | 0 | |
Increased | 11,200(+5.7%) | $2.7M | 0.0% | +10.44% | 28 | |
Increased | 10,839(+16.6%) | $2.6M | 0.0% | +18.84% | 30 | |
Decreased | 10,654(-1.0%) | $2.6M | 0.0% | +117.95% | 0 | |
Decreased | 10,529(-5.6%) | $2.5M | 0.0% | +20.68% | 0 | |
Decreased | 10,332(-6.0%) | $2.5M | 0.0% | +24.65% | 0 | |
Increased | 10,150(+8.8%) | $2.5M | 0.0% | +17.77% | 28 | |
Increased | 9,710(+77.5%) | $2.3M | 0.0% | +14.41% | 40 | |
Decreased | 9,658(-5.3%) | $2.3M | 0.0% | +57.06% | 0 | |
Decreased | 9,613(-42.6%) | $2.3M | 0.0% | +14.71% | 0 | |
Increased | 9,483(+15.0%) | $2.3M | 0.0% | +15.42% | 30 | |
Decreased | 9,461(-19.6%) | $2.3M | 0.1% | +12.50% | 0 | |
Decreased | 9,398(-3.1%) | $2.3M | 0.0% | +53.93% | 0 | |
Increased | 9,347(+4.3%) | $2.3M | 0.0% | +43.41% | 27 | |
Decreased | 8,991(-58.3%) | $2.2M | 0.0% | +16.67% | 0 | |
Decreased | 8,601(-0.3%) | $2.1M | 0.0% | +35.55% | 0 | |
Increased | 8,532(+46.5%) | $2.1M | 0.0% | +40.71% | 35 | |
Unchanged | 8,363 | $2M | 0.0% | +163.49% | 0 | |
Decreased | 8,262(-73.1%) | $2M | 0.0% | +19.96% | 0 | |
Increased | 8,172(+2.2%) | $2M | 0.0% | +33.43% | 26 | |
Increased | 8,140(+146.7%) | $2M | 0.0% | +1.01% | 42 | |
Decreased | 8,122(-14.9%) | $2M | 0.0% | +30.36% | 0 | |
New | 7,497 | $1.8M | 0.0% | -3.82% | 36 | |
Decreased | 7,315(-83.9%) | $1.8M | 0.0% | +18.09% | 0 | |
Decreased | 6,713(-6.0%) | $1.6M | 0.0% | +13.28% | 0 | |
Decreased | 6,522(-1.1%) | $1.6M | 0.0% | +95.06% | 0 | |
Increased | 5,664(+0.6%) | $1.4M | 0.0% | +55.48% | 25 | |
Decreased | 5,647(-7.2%) | $1.3M | 0.0% | +38.05% | 0 | |
Decreased | 5,378(-1.7%) | $1.3M | 0.0% | +133.70% | 0 | |
Decreased | 5,370(-89.4%) | $1.3M | 0.0% | +18.25% | 0 | |
Increased | 5,230(+22.5%) | $1.3M | 0.0% | +51.51% | 31 | |
Decreased | 5,217(-0.6%) | $1.3M | 0.0% | +58.32% | 0 | |
Decreased | 5,061(-5.5%) | $1.2M | 0.0% | +29.48% | 0 | |
Decreased | 5,040(-23.0%) | $1.2M | 0.0% | +48.35% | 0 | |
Decreased | 5,007(-16.5%) | $1.2M | 0.0% | +130.63% | 0 | |
Increased | 4,976(+10.7%) | $1.2M | 0.0% | +29.73% | 28 | |
Increased | 4,774(+97.3%) | $1.1M | 0.0% | +2.29% | 40 | |
Increased | 4,771(+14.3%) | $1.1M | 0.0% | +24.80% | 29 | |
Decreased | 4,706(-70.6%) | $1.1M | 0.0% | +72.24% | 0 | |
Decreased | 4,467(-49.9%) | $1.1M | 0.0% | +16.10% | 0 | |
Increased | 4,376(+10.7%) | $1.1M | 0.0% | +60.93% | 28 | |
Increased | 4,288(+22.3%) | $1M | 0.0% | +13.58% | 30 | |
Decreased | 4,260(-10.6%) | $1M | 0.0% | +40.87% | 0 | |
Increased | 4,106(+24.1%) | $988,930 | 0.0% | +6.26% | 31 | |
Increased | 4,089(+0.9%) | $984,847 | 0.0% | +58.70% | 25 | |
Increased | 4,026(+77.4%) | $969,662 | 0.0% | +32.96% | 38 | |
Increased | 4,002(+16.2%) | $963,882 | 0.0% | +7.32% | 29 | |
Increased | 3,945(+78.8%) | $950,156 | 0.0% | +6.68% | 38 | |
Increased | 3,458(+73.5%) | $833,015 | 0.0% | +7.11% | 37 | |
Increased | 3,411(+8.3%) | $821,539 | 0.0% | +14.09% | 27 | |
Decreased | 3,175(-5.8%) | $764,626 | 0.0% | +38.59% | 0 | |
Decreased | 2,980(-7.7%) | $717,733 | 0.0% | +18.69% | 0 | |
Decreased | 2,912(-61.4%) | $701,355 | 0.0% | +20.32% | 0 | |
Decreased | 2,866(-98.1%) | $690,276 | 0.0% | +20.48% | 0 | |
Increased | 3,098(+0.7%) | $672,050 | 0.0% | +25.23% | 25 | |
Decreased | 2,696(-16.4%) | $649,266 | 0.0% | +46.14% | 0 | |
Increased | 2,672(+3.6%) | $643,551 | 0.0% | +46.34% | 25 | |
Increased | 5,424(+58.2%) | $623,859 | 0.0% | +18.14% | 35 | |
Increased | 2,519(+60.3%) | $606,700 | 0.0% | +8.30% | 35 | |
Unchanged | 2,506 | $603,570 | 0.0% | +24.96% | 0 | |
Decreased | 2,311(-2.2%) | $556,604 | 0.0% | +11.85% | 0 | |
Increased | 2,217(+2.6%) | $533,964 | 0.0% | +77.71% | 25 | |
Decreased | 2,130(-99.4%) | $513,011 | 0.0% | +99.39% | 0 | |
Decreased | 2,108(-3.4%) | $507,773 | 0.0% | +12.10% | 0 | |
New | 2,034 | $489,816 | 0.0% | -3.82% | 33 | |
Unchanged | 1,999 | $481,459 | 0.0% | +14.19% | 0 | |
Increased | 1,997(+5.6%) | $481,073 | 0.0% | +29.09% | 25 | |
Increased | 1,993(+10.2%) | $479,925 | 0.0% | +35.39% | 27 | |
Increased | 1,934(+13.8%) | $465,718 | 0.0% | +34.64% | 27 | |
Unchanged | 1,925 | $463,636 | 0.0% | +38.69% | 0 | |
Increased | 1,880(+3.8%) | $453,907 | 0.0% | +90.49% | 25 | |
Decreased | 1,846(-1.9%) | $444,608 | 0.0% | +56.91% | 0 | |
Increased | 1,830(+14.4%) | $440,756 | 0.0% | +70.47% | 27 | |
Increased | 1,812(+15.1%) | $436,400 | 0.0% | +10.23% | 27 | |
Increased | 1,693(+11.3%) | $407,804 | 0.0% | +66.66% | 27 | |
Increased | 1,551(+27.9%) | $373,558 | 0.0% | +5.94% | 30 | |
Increased | 1,541(+4.3%) | $371,150 | 0.0% | +51.37% | 25 | |
Decreased | 1,477(-5.4%) | $355,783 | 0.0% | +12.61% | 0 | |
Unchanged | 1,455 | $350,437 | 0.0% | +47.28% | 0 | |
Increased | 1,435(+17.2%) | $345,620 | 0.0% | +6.92% | 28 | |
Increased | 1,419(+7.8%) | $341,859 | 0.0% | +10.51% | 25 | |
Increased | 1,355(+7.0%) | $326,352 | 0.0% | +12.79% | 25 | |
Decreased | 1,335(-98.1%) | $321,535 | 0.0% | +17.45% | 0 | |
Increased | 1,315(+5.9%) | $316,743 | 0.0% | +27.91% | 25 | |
Increased | 1,301(+16.9%) | $313,346 | 0.0% | +6.96% | 27 | |
Unchanged | 1,283 | $309,011 | 0.0% | +79.90% | 0 | |
Increased | 1,274(+6.1%) | $306,842 | 0.0% | +12.30% | 25 | |
Unchanged | 1,176 | $283,240 | 0.0% | +19.91% | 0 | |
New | 1,084 | $261,768 | 0.0% | -3.82% | 32 | |
Decreased | 1,085(-13.0%) | $261,322 | 0.0% | +26.07% | 0 | |
Decreased | 1,064(-49.3%) | $256,264 | 0.0% | +30.22% | 0 | |
Decreased | 1.1M(-8.2%) | $256,129 | 0.0% | +59.57% | 0 | |
Decreased | 1,000(-85.1%) | $240,850 | 0.0% | +14.19% | 0 | |
Decreased | 966(-0.2%) | $232,662 | 0.0% | +9.02% | 0 | |
New | 936 | $226,634 | 0.0% | -3.82% | 32 | |
Increased | 905(+26.8%) | $217,969 | 0.0% | +14.29% | 28 | |
New | 833 | $200,628 | 0.0% | -3.82% | 32 | |
New | 675 | $162,526 | 0.0% | -3.82% | 31 | |
Increased | 661(+25.9%) | $159,592 | 0.0% | +18.63% | 28 | |
Decreased | 384(-18.1%) | $92,371 | 0.0% | +26.13% | 0 | |
Increased | 371(+199.2%) | $89,355 | 0.0% | +2.04% | 35 | |
Increased | 363(+38.0%) | $87,429 | 0.0% | +7.74% | 28 | |
Decreased | 216(-3.1%) | $51,950 | 0.0% | +15.68% | 0 | |
Increased | 180(+16.1%) | $43,433 | 0.0% | +16.23% | 23 | |
Decreased | 177(-30.6%) | $42,631 | 0.0% | +11.80% | 0 | |
Increased | 130(+11.1%) | $31,324 | 0.0% | +44.87% | 22 | |
Unchanged | 84 | $20,231 | 0.0% | +19.16% | 0 | |
New | 50,484 | $12,159 | 0.0% | -3.82% | 24 | |
Decreased | 45(-2.2%) | $10,839 | 0.0% | +24.37% | 0 | |
Decreased | 6,949(-64.9%) | $1,673 | 0.0% | +19.22% | 0 | |
Exited | 0(-100.0%) | $1.4M | 0.0% | +16.39% | 0 | |
Exited | 0(-100.0%) | $0 | 0.0% | +79.15% | 0 | |
Exited | 0(-100.0%) | $340,712 | 0.0% | +23.95% | 0 | |
Exited | 0(-100.0%) | $4,549 | 0.0% | +13.35% | 0 | |
Exited | 0(-100.0%) | $350,242 | 0.0% | +13.35% | 0 | |
Exited | 0(-100.0%) | $18.9M | 0.0% | +13.51% | 0 | |
Exited | 0(-100.0%) | $13.4M | 0.0% | +13.44% | 0 | |
Exited | 0(-100.0%) | $1.1M | 0.0% | +23.95% | 0 | |
Exited | 0(-100.0%) | $884,378 | 0.0% | +21.83% | 0 | |
Exited | 0(-100.0%) | $473,704 | 0.0% | +32.45% | 0 | |
Exited | 0(-100.0%) | $79,709 | 0.0% | +13.35% | 0 | |
Exited | 0(-100.0%) | $84 | 0.0% | +53.64% | 0 | |
Exited | 0(-100.0%) | $1.7M | 0.0% | +13.35% | 0 |
Data sourced from four SEC data sources: 13F, Form 4, 13D/13G, and STOCK Act. Not financial advice. Full disclaimer