UPSTART HLDGS INC

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UPST·91680M107·US·Common Stock·Financial Services - Credit Services-13D/G

UPST (UPSTART HLDGS INC) is held by 163 institutional investors as of Q2 2026. Largest holders: BlackRock, Inc. ($279.1M), VANGUARD PORTFOLIO MANAGEMENT LLC ($132.5M), VANGUARD CAPITAL MANAGEMENT LLC ($131M). Net institutional sentiment: Mixed.

163

Holders

(10 Elite)

$1.9B

Total Value

61% (162)

Consensus

99 buying - 63 selling

13F: Jun 30, 2026Insider & Congress: Updated regularly

Smart Money Verdict

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Institutional (13F)26

Insider (Form 4)44

Activist (13D/13G)62

Congressional (STOCK Act)84

Holder Quality

45

★★★★★

Elite

49

★★★★

Strong

53

★★★

Solid

11

★★

Below

18

★

Weak

Held by 163 funds

10 elite

Who's Trading

Source dates: Price Aug 28, 2026 · Insiders Aug 27, 2026 · Activists Jul 13, 2026 · Congress none

InsiderMNMirgorodskaya NataliaSell $27KAug 25, 2026

InsiderMNMirgorodskaya NataliaSell $16KAug 20, 2026

InsiderDSDarling ScottSell $216KAug 20, 2026

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Top Holders

Top Holders (163)History

AllNewIncreasedHeldDecreasedExited

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Fund	Action	Shares	Value	Weight	Est. P&L	Conviction
BlackRock, Inc.	Increased	7.9M(+6.4%)	$279.1M	0.0%	-48.51%	33
VPVANGUARD PORTFOLIO MANAGEMENT LLC	Decreased	3.7M(-0.1%)	$132.5M	0.0%	+7.90%	0
VAVANGUARD CAPITAL MANAGEMENT LLC	Decreased	3.7M(-1.4%)	$131M	0.0%	+7.90%	0
MORGAN STANLEY	Decreased	2.4M(-39.3%)	$85.6M	0.0%	-30.97%	0
GOLDMAN SACHS GROUP INC	Increased	2.4M(+53.6%)	$84.9M	0.0%	-41.39%	42
MWMARSHALL WACE, LLP	Decreased	2.4M(-27.7%)	$84M	0.1%	-6.46%	0
GEODE CAPITAL MANAGEMENT, LLC	Increased	2.2M(+4.9%)	$79M	0.0%	-67.23%	31
STATE STREET CORP	Increased	2.1M(+3.2%)	$75.1M	0.0%	-20.10%	31
Clear Street Group Inc.	Increased	1.8M(+17.6%)	$64.8M	0.2%	-32.84%	41
BANK OF AMERICA CORP /DE/	Increased	1.5M(+198.9%)	$53.6M	0.0%	-22.10%	47
UBS Group AG	Increased	1.5M(+70.5%)	$53.3M	0.0%	-18.63%	44
CITIGROUP INC	Increased	1.1M(+40.8%)	$40.2M	0.0%	-33.27%	39
BARCLAYS PLC	Decreased	1.1M(-11.3%)	$40M	0.0%	-23.54%	0
BAILLIE GIFFORD & CO	Decreased	1.1M(-2.3%)	$38.4M	0.0%	-23.23%	0
DIMENSIONAL FUND ADVISORS LP	Increased	1.1M(+3.6%)	$37.5M	0.0%	-6.61%	30
CITADEL ADVISORS LLC	Increased	955,585(+51.4%)	$33.9M	0.0%	-29.16%	40
SUSQUEHANNA INTERNATIONAL GROUP, LLP	Increased	920,253(+182.2%)	$32.6M	0.0%	-20.57%	47
Point72 Asset Management, L.P.	Increased	885,159(+17.1%)	$31.4M	0.0%	-16.02%	34
COATUE MANAGEMENT LLC	Unchanged	870,947	$30.9M	0.1%	+7.90%	0
CAPITAL FUND MANAGEMENT S.A.	Decreased	800,994(-5.4%)	$28.4M	0.1%	-31.65%	0

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Data sourced from four public-disclosure sources: SEC 13F, Form 4, 13D/13G, and House/Senate STOCK Act disclosures. Not financial advice. Full disclaimer